function externallink(url, newwindow) {
	/*
		We create the whole document in a variable called disclaimer.
	*/
	disclaimertext = "<span class=verd_9>You are now leaving State Bank of Delano's Website. Please be aware that by " +
		"clicking on this link, you will be entering another website. State Bank of Delano is not responsible for the " +
		"content on other sites. Other websites may treat information they learn about you differently. " +
		"Thank you for visiting State Bank of Delano's Website.";
		
	disclaimertext += "<p><center><a href=\"javascript:onward('" + url + "'," + newwindow + ");\">Continue</a>";
	disclaimertext += "&nbsp;&nbsp;&nbsp;&nbsp;<a href=\"javascript:window.close();\">Cancel</a></center>";
	
	disclaimertext += "</span></tr></table>";
	
	disclaimer = 	"<html>";
	disclaimer += "  <head>";
	disclaimer += "    <title>External Link Disclaimer</title>\n";
	disclaimer += "		<link rel=stylesheet href=/custom/styles/smc.css type=text/css>";
	disclaimer += "    	<script language=\"javascript\">\n";
	disclaimer += "      function onward(url,newwindow) {\n";
	disclaimer += "        if (newwindow == 1) {\n";
	disclaimer += "          window.open(url);\n";
	disclaimer += "        } else {\n";
	disclaimer += "          window.opener.location.href = url;\n";
	disclaimer += "        }\n";
	disclaimer += "        window.close();\n";
	disclaimer += "      }\n";
	disclaimer += "    <" + "/script>\n";
	disclaimer += "  </head>";
	disclaimer += "  <body>";
	disclaimer += disclaimertext;
	disclaimer += "  </body>";
	disclaimer += "</html>";
	
	/*
		Open the new window.  After this call is made the variable newwindow contains 
		a reference to the window that was created.  Since the url will be dynamic we have to write 
		the whole document from here.
	*/
	newwindow = window.open("",null,"height=150,width=400,statusbar=yes,resizable=yes");
	
	/* 
		Write the disclaimer HTML to this new window.  We put all the HTML in the variable
		disclaimer
	*/
	newwindow.document.write(disclaimer);
}