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Home Equity Loans
Getting a home equity loan or line of credit has never been easier. State Bank of Delano's local decision-making and our take-action attitude means your loan process will be personal, friendly--and fast. Whether you’re looking to finance a college education, buy a car, or build an addition to your house, we’ll work closely with you to create a program that fits you and your budget just right, with quick turnaround on your request, flexible terms, and competitive interest rates.
Benefits of a Home Equity Loan or Line of Credit
Take advantage of the equity you’ve built in your home. The money you borrow may be used for any purpose—home improvements, education, vacations, vehicles, and debt consolidation. The interest you pay may be tax deductible, too. (Please consult your tax advisor regarding the deductibility of interest.)
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Home Equity Term Loan
- Fixed, monthly payments make budgeting simpler.
- Loan amounts as little as $5,000.
- Variety of loan terms available.
- Fixed interest rates.
- Take advantage of lower interest rates with automatic loan payments deducted from your State Bank of Delano checking or savings account.
Home Equity Line of Credit
- Get the cash you need at anytime simply by writing a check or using State Bank of Delano eBank or the
State Bank of Delano Phone Bank.
- Credit line ranges from $10,000 and up.
- Variable interest rate based on prime lending rate as listed in the Wall Street Journal.
*Please contact Nathan Matti for details 763-972-4207
